As any e-commerce merchant knows, credit card payments dominate online shopping transactions. Unfortunately, setting up to accept card payments can be a complex and costly process for newer businesses with limited resources or experience – with multiple full-service providers, banks, gateways, and processors to choose from – selecting the perfect solution can be challenging.

Does internet payment give me credit? The answer depends on what kind of service you’re paying for; most cable bills and streaming services do not report to credit bureaus, meaning timely payments don’t help your score until a payment is missed for 180 days or more – though some newer services, like Experian Boost are starting to change this dynamic.